Your Results Will Appear Here
Fill in your sale details on the left and click Calculate to see your estimated federal and state capital gains tax liability.
What Pre-Close Strategies Could Mean For You
The strategies implemented by Virtus Advisory Group's network of specialized tax attorneys are designed to significantly reduce — or in some cases eliminate — this liability before your deal closes. The window to act closes at signing. Once the transaction is complete, these options are no longer available.
- Federal long-term capital gains rates (0%, 15%, 20%) — IRS Topic No. 409 (2025) and IRS Rev. Proc. 2025-32
- 2025 federal LTCG brackets: 0% up to $48,350 (single) / $96,700 (MFJ); 15% up to $533,400 (single) / $600,050 (MFJ); 20% above those thresholds — IRS 2025 inflation adjustments
- Net Investment Income Tax (NIIT) 3.8% — applies to net investment income above $200,000 (single) / $250,000 (MFJ) — IRC §1411
- State capital gains rates — Tax Foundation 2025, SmartAsset 2025, individual state revenue agency publications
- Missouri 100% capital gains deduction effective 2025 — Missouri HB 2400 / 2025 legislation
- Washington State: 7% on gains above $278,000 threshold; real estate excluded — WA Dept. of Revenue 2025
- Arkansas: 50% exclusion on long-term gains, effective rate applied to net gain — Arkansas DFA 2025
- New Hampshire: Interest & Dividends Tax fully repealed January 1, 2025
- This calculator provides estimates for educational purposes only. Individual tax situations vary. Consult a qualified tax attorney or CPA for advice specific to your situation.
These strategies must be in place before your deal closes.
The window to act closes the moment you sign. Schedule a no-cost consultation with Mike Douglas at Virtus Advisory Group to learn which strategies may apply to your specific situation.
Important Disclaimer: This calculator provides general estimates for educational purposes only and does not constitute legal or tax advice. Results are based on 2025 published federal and state capital gains tax rates and do not account for all individual circumstances, deductions, credits, depreciation recapture, installment sale treatment, or other factors that may affect your actual tax liability. State tax rates shown are the maximum applicable rates — your actual rate may be lower based on your total income and applicable exclusions. The Net Investment Income Tax (NIIT) estimate assumes your total income exceeds applicable thresholds. Virtus Advisory Group is not a law firm or CPA firm. All tax strategies referenced are implemented by licensed tax attorneys. Consult a qualified tax professional for advice specific to your situation.